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Vehicle insurance is a type of insurance policy that provides financial protection against damages, injuries, and liabilities arising from an accident or other unexpected events involving your vehicle.
Vehicle insurance policies can vary widely in terms of coverage, but there are three main types of coverage that are commonly included:
Third Party Insurance: This coverage pays for damage you cause to other people's property or injuries you cause to other people in an accident.
Third Party Fire & Theft: This coverage pays for damage you cause to other people's property or injuries you cause to other people in an accident and the cost of replacement of your vehicle in the event of a fire or it is stollen.
Comprehensive Insurance: This covers damage to your car caused by events such as theft, vandalism, fire, or natural disasters.
Vehicle insurance premiums are typically based on a variety of factors, including your driving record, the type of car you drive, your age and gender, where you live, and the amount of coverage you select.
As a broker it is our responsibility to shop around and provide the best policy for your needs. We use a number of different insurers to get the correct product for our clients.
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